New Orleans Senior AdvisorWhat does assisted living cost in Louisiana?
CareScout's 2025 median for a private one-bedroom in Louisiana assisted living is $61,950 a year, about $5,163 a month.
There is no published New Orleans-specific median; ask providers for written rate sheets at your parent's care level.
What does a nursing home cost in Louisiana?
Louisiana's 2025 medians are $91,250 a year for a semi-private room and $96,908 for a private room, about $250 and $266 a day.
Both rank among the lowest in the country, but a long stay still exhausts most savings within a few years.
What does home care cost in Louisiana?
Non-medical home care had a 2025 Louisiana median of $59,488 a year for 44 hours a week, about $26 an hour, up 18% from 2024.
At that rate, home care costs more than the assisted living median once paid hours pass about 45 a week.
Is there a memory care cost figure for Louisiana?
No: CareScout does not publish a memory care median, so any precise figure you see is an estimate.
Memory care programs inside ARCPs set their own rates, usually higher than the building's assisted living rate.
Does Medicare pay for assisted living?
No: Medicare does not pay rent, board or personal care in an ARCP, though it covers residents' medical care, home health and hospice.
SHIIP gives free Medicare counseling at 1-800-259-5300.
Can long-term care insurance pay for assisted living in Louisiana?
Usually yes, if the policy covers assisted living and the insured meets its benefit triggers, typically needing help with two or more activities of daily living or having a cognitive impairment.
Ask the insurer whether a Level 1 or 2 personal care home qualifies under the policy's facility definition, since policies vary.
Does VA pay for assisted living?
Indirectly: VA pension with Aid and Attendance pays eligible wartime veterans and surviving spouses up to $29,093 and $18,697 a year respectively (2025-26), and care costs reduce countable income.
The money goes to the beneficiary, who can use it for any care setting, including an ARCP.
Why did home care costs rise so much in Louisiana?
CareScout's survey reports an 18% increase in Louisiana's non-medical home care median from 2024 to 2025, the largest of any care type in the state, though it does not explain the cause.
Even after the rise, Louisiana ranked 48th of the states for home care cost, so the state remains less expensive than most.
What fees should I expect beyond the monthly rate?
Ask about community or move-in fees, care-level charges, medication management, incontinence supplies, escorts to appointments, second-person fees for couples and the disaster-fee formula Louisiana requires ARCPs to disclose.
Get every fee in writing before signing; rate changes need at least 30 days' written notice.
Is there free help comparing costs?
Yes: a senior advisor can collect current rates from several providers at no cost to families, and your parish council on aging can explain public programs.
Medicare questions go to SHIIP at 1-800-259-5300.
